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Five County Credit Union

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     Home > Account Services > Loans

Loans & Credit
If you can imagine it, we can finance it.

Five County Credit Union offers a wide range of loan programs and Visa credit cards to meet all your financing needs:

Current Rates Loan Calculators

Financial CalculatorsPERSONAL LOANS
Borrow up to $10,000 with an approximate repayment up to 7 years.




Five County Credit Union specializes in helping members establish good credit. You can start building your good credit with our Credit Builder Loan. Here’s how it works:

  • You request the loan amount.
  • You will have up to one year to repay
    the loan (12 monthly payments).
  • The funds from the loan are placed in your
    Five County Credit Union Savings Account.
  • You make loan payments to Five County
    Credit Union. Once the loan is repaid in full,
    the funds can be withdrawn from your Savings
    Account as needed.

To qualify for this loan all applicants must be at least 18 years of age and have a limited credit history. All applicants must be in good standing with Five County Credit Union, and have the means to repay the loan. When the loan is paid in full you can withdraw the funds from savings and put the funds to use in a variety of ways – a secured credit card, the down payment for a major purchase or an emergency fund for unexpected expenses.




Up to 115% financing on new and used vehicles including motorcycles. Approximate repayment up to five years (used) and seven years (new). Same low rate for many new and used vehicle terms. Refinancing from dealerships or other financial institutions available.
Determine your car's value!





Fixed and variable rate mortgages are available. Why rent? Let us help with a real estate loan to meet your home buying, or mortgage refinancing needs.
Click here to learn more.


Qualified home owners can establish a home equity line of credit up to 80% of the appraised value (less existing liens) of your home. Five County also offers fixed rate, fixed term second mortgages up to 80% of the appraised value of your home.
Click here to learn more.



Loans for new and used recreational vehicles, approximate repayment up to 10 years, up to 115% financing available.

Boats - Travel Trailers - Motor Homes - Campers - Snowmobiles




Enjoy the world wide recognition and convenience of our VISA credit card
with added benefits.

Visa Platinum (with or without ExtraAwards Points)
Credit limits up to $25,000.

Visa Cardholder Benefits
Visa Card Benefits

Account Access
Access your Visa account online with Five County's "CyberBranch" home banking.

Verified By Visa Added Protection
Verified By Visa

Protect your Visa card when shopping online.
Visa Credit with Extra Awards
Get More from life. Get Extra Rewards

Click to browse the available awards.

Mobile Banking - Mobile Card Controls

Temporarily restrict your Five County debit or credit cards using our Five County mobile app. Report a card lost and permanently block it (does not reorder a new card). Send a message to our call center regarding your upcoming travel dates and locations. You must have mobile banking in order to use mobile card controls.


EMV Chip Cards
Click to read more important information about your new secure card.

EMV chip card key features:
Improved Security
Extensive Fraud Reduction
Offline Transaction Control
Triple Layer Authentication
Worldwide secure acceptance





CreditLine offers the convenience of accessing your approved line of credit, up to $10,000, by writing your own check. You will receive a check book when you qualify for CreditLine to give you instant access to your line of credit. Use your checks for purchases, or to pay off debts you may have at higher rates of interest. CreditLine has a variable rate based on the Prime Lending Rate as published in the Wall Street Journal. Use our on-line application to apply for your CreditLine.




Avoid costly overdraft fees with a line of credit, up to $2,500 for overdraft protection on you checking account.


Sallie Mae | New England College of Business

For college expenses not covered by scholarships and federal loans, Five County has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.

Click here to apply and learn more.

NEW 2015 EDUCATION PARTNER - 25% Member Savings

Five County Credit Union has partnered with New England College of Business to offer 25% tuition savings, with continuous enrollment, to employees, credit union members and their immediate families.

Click here to apply and learn more.

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