Loan Debt Protection
Do everything you can to take care of the ones you love.
Debt Protection
Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Member’s Choice Borrower Security Debt Protection*, which may cancel your loan balance or payment up to the contract maximums in case of:
Involuntary Unemployment - a covered job loss occurs
Disability - a covered disability occurs due to illness or injury
Death - protected borrower passes away
life plus
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
Accidental dismemberment
Terminal illness
Hospitalization or family medical leave
Death of a non-protected dependent
CREDIT INSURANCE OR DEBT PROTECTION CLAIM? WE’RE HERE TO HELP!
In your time of need, our claims process is simple. If you elected payment protection on your loan, use this online claim process to file your claim. To begin, click “File a Claim” below or “Call TruStage™” and a claims specialist will assist you.
Take a step toward financial security.
*Member’s Choice Borrower Security Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Member’s Choice Borrower Security Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. LPS-5980922.4-0524-0626 © TruStage
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE- CCPOL; CI-MP-OE-POL; B3a-800-0992.